Georgia workers who are injured on the job will typically file a workers’ compensation claim. This claim helps to pay for their medical bills, time off of work and other benefits. If you’ve recently filed a workers’ compensation claim, here are some necessary mistakes that you need to avoid as they could result in the denial of your claim.
Failing to report the accident
When it comes to workers’ compensation claims, many insurance companies have specific rules in place to help prevent fraudulent claims. When you fail to report an accident that resulted in injuries, it signifies that the accident may not have happened. It’s important to follow your company’s accident policy in order to ensure that you report the accident within the necessary time frame to receive coverage. Most businesses will require you to report the accident within 48 hours to a supervisor.
Not seeking medical attention
After your injury, it’s never a good idea to avoid seeking medical help. When you do so, it portrays the idea that your injuries weren’t overly severe. It doesn’t matter if you have a minor or a major accident, it’s best to seek medical attention right away. This way, it can all be documented at the time of the accident. You’ll need to use medical documentation in order to submit your claim with the workers’ compensation company.
Failing to keep records
When a person is injured, it’s very common for them to become really stressed and tired about the incident. This can encourage the behavior of letting things go and not keeping records of medical information. Unfortunately, this can result in the denial of your workers’ compensation claim. It’s always necessary for you to keep records of your medical documentation and any medications that you’re prescribed, as you’ll need to submit this information alongside your claim.
Workers’ compensation insurance is meant to be there in the instant that you get injured at work. However, many insurance companies are wary about claims that they receive and will try to deny claims they believe are fraudulent. For this reason, it’s important that you do not make any of these mistakes that we went over above, as they could jeopardize your claim.