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What happens if you’re involved in a crash with an uninsured driver?

On Behalf of | Mar 29, 2021 | Motor Vehicle Accidents

Getting into a crash is the last thing anyone wants to have happen to them. A car crash is serious, and it could lead to critical injuries and lasting disabilities. In worst-case scenarios, people die in collisions.

If you’re involved in a crash, the one thing that you will want to know is if the other driver, the person at fault, has insurance. If they do, then their insurance carrier should cover many of the costs associated with your care. If they do not, then you may be in a more difficult situation.

What happens if you’re in a crash with an uninsured driver in Georgia?

If you are involved in a crash with a driver who is not insured in Georgia, then you should know that you can pursue a lawsuit against the driver responsible for the crash. Georgia has a requirement that all drivers maintain insurance with bodily injury liability insurance and property liability insurance.

If the driver does not have these protections, then they can face penalties. For a victim of a crash, this is particularly terrible, though, because they do not have an insurance company to contact about seeking compensation.

In that case, the primary option is to pursue a lawsuit against the at-fault driver. At the same time, if the victim carries uninsured or underinsured driver insurance, then they should pursue a claim with their own insurance to begin to have their medical costs and other losses covered.

What should you do if you have to file a claim with your own insurance provider?

If you have to file a claim with your own insurance provider to try to make up for your losses, then it’s important to collect evidence and support for your claim as well. All insurance providers need similar information, such as documentation of your injuries and information from the police report, if one was taken.

Your attorney can work with you to make a claim, so that you have a good understanding of what to expect. They will negotiate on your behalf as well, so you can get the most out of it. If you have to go to trial, your attorney can also help represent you in an attempt to get the award you’re seeking.